The Shared Ownership Handbook - your complete guide

The intention is for this handbook to answer many general questions, however there may be times when the help of staff at Aragon Housing Association is needed in which case please do not hesitate to contact us.

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 Contents

Section 1 – General information

About Aragon Housing Association
Contact details
Aragon's website
Useful addresses and telephone numbers
Equality and diversity
Access to information
Confidentiality

Section 2 - Your shared ownership lease

What is a lease?
Joint owners
Changing the name on your lease
Occupying your home
Subletting
Succession
Condition of your home
Improvements, alterations and additions
Businesses
Buying further shares - staircasing
Selling your home

Section 3 - Living in your home

Bogus callers and distraction burglaries
Nuisance and anti-social behaviour
Noise
Domestic abuse
Use of your home
Pets and gardens
Disposal of rubbish
Racial and other harassment
Hate crime and ‘True Vision’
Living in flats

Section 4 - Rent and other charges

How to pay
Service charges (where applicable)
Rent and service charge increases
Housing benefit
Rent and service charge arrears
Rent account statements
Mortgage arrears

Section 5 - Debt management

Are you in debt?
Moving home costs
What should you do if you are in debt?
What about credit cards and unsecured loans?
What about bailiffs?
What about debt collectors?
What about bankruptcy?
Where can I get help and advice in relation to my debts?

Section 6 – Customer involvement and community development

Aragon’s commitment
Resident and tenant associations
Consultation
Newsletter
Editorial Board
Themed Customer Panels
Customer Committee
Continuous improvement
How can you get involved?
Customer involvement and Community Development Strategy

Section 7 - Customer feedback

Suggestions, comments, compliments and complaints
What is a complaint?
Who can complain?
How to make a complaint?
What help and advice is available?
What do you need to tell us?
What happens next?
Housing Ombudsman Service
More information
Compensation

Section 8 - Repairs and maintenance service

Your responsibilities
The Association’s responsibilities
Reporting repairs to the Maintenance Department
Access
How soon will the repair be carried out?
Notice of repair request letter/satisfaction letter
Emergency out of hours repairs
Code of conduct for contractors – summary for tenants
New homes - defects liability period
Planned works

Section 9 - Looking after your home

Insurance
Decorations
Security
PVC-u windows and doors
Condensation and damp
Frost Precautions
Gas appliances and central heating system
Energy saving measures
Pest control
Help for people with disabilities

Section 10 - Safety in your home

Fire/smoke/fumes
Preventing fumes
Electrical Safety
Gas Safety

Section 11 - Parking

Parking
Abandoned vehicles

View in PDF format:

Click to view Shared Ownership Handbook in pdf format

Do you need the information in this document in a different format?
need this information in a different format?
Please contact us on 01525 840505 to discuss your specific requirements.
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