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Credit Union

The Credit Union is a financial co-operative owned and controlled by its members. It offers savings and great value loans plus they are local, ethical and know what their members want.

Each credit union has a common bond which determines who can become a member. The common bond usually relates to people living or working in the local area.

The Credit Union:

  • provides an alternative service to the high street banks and the doorstep lenders. Often those on low incomes are dependent on loan sharks and high interest lenders
  • encourages regular saving and thrift
  • aims to educate members in money management and offer access to a local debt counselling service when required
  • is run by local people who have come together with the aim of taking practical action against financial exclusion.

 

Local Credit Unions:

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